Promotion shopping for camera and accessories at Camera merchant with KTC Credit Card and KTC PROUD

Terms and Conditions for Cashback (By Tier) for Installment Payment with KTC Card

1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card (Cardmember(s)”) who make card installment payment with 0% interest and credit line usage fee (“0%Installment Payment”) at participating stores during 1 December 2025 – 31 March 2026 (“Promotion Period”) according to the specified terms and conditions only.
2. The following cards are not eligible for this Promotion: all types of KTC CASHBACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, and KTC GOVERNMENT SERVICES card.
3. The cardmembers who want to receive a cashback under this promotion are required to make a registration within the day the payment is made by sending a SMS, type PHO, space following by 16-digit credit card number following by # and point amount to redeem (In case the cardmember do not interest to redeem point; type 0 for point amount to redeem) and send to 0613845000 (3 Baht/time), 1 time per 1 sales slip. The cardmembers must receive KTC’s reply message confirming the registration in order to eligible participate in this promotion.
4. Cardmembers will get cashback credited to their card account in accordance with the following card spending tiers:

   Installment payment amount per sales slip	Cashback
   15,000 – 24,999 Baht	150 baht
   25,000 - 39,999 Baht	400 baht
   40,000 – 59,999 Baht	800 baht
   60,000 – 99,999 Baht	1,400 baht
   100,000 baht up	3,000 baht

5. KTC reserves the right to offer cashback under this promotion only up to 35,000 baht per 1 cardmember throughout the promotion period (only offline channel).
6. KTC will calculate cashback value based on total purchase amount of every sales slip before divided into monthly installments under same card number, and will cashback to card account within 60 days after the end of month that card transaction has been made.
7. If Cardmembers have cancelled any registered card for whatever reason, it shall be deemed a waiver of their right for participating in this Promotion.
8. The following expenditures will be excluded from this Promotion: cash advance, installment payment with KTC Card via KTC PHONE/KTC Mobile/KTC Online, interest, credit line usage fee, fine, any other fees and charges, and any cancellation of goods/services purchased or any other type of refund.
9. Cardmembers will not receive any KTC points from card spending under this Promotion. In the case where any KTC points credited to Cardmembers’ card account, Cardmembers cannot use such KTC points. In this regard, those KTC points will be deducted from Cardmembers’ card account on the day Cardmembers receive cashback credit. If KTC is unable to deduct the said KTC points from Cardmembers’ card account, KTC reserves the right to not credit all eligible cashback to such Cardmembers.
10. Privileges under this Promotion cannot be used in conjunction with any other promotional campaign.

Terms and Conditions for KTC FOREVER Points Redemption for Cashback

1. This promotional campaign (“Promotion”) is provided by Krungthai Card Public Company Limited or KTC to offer the exclusive privileges to members of KTC credit card (“Cardmember(s)”) who have KTC FOREVER points (“KTC Points”) and spend on card at participating stores during 1 December 2025 – 31 March 2026 (“Promotion Period”) according to the specified terms and conditions only.  
2. The following cards are not eligible in this Promotion: all types of KTC – ROYAL ORCHID PLUS credit card, all types of KTC CASH BACK, KTC - THAI RED CROSS NATIONAL BLOOD CENTRE, KTC VISA CORPORATE, and KTC GOVERNMENT SERVICES card.
3. The cardmembers who want to receive a cashback under this promotion are required to make a registration by sending a SMS, type PHO, space following by 16-digit credit card number following by # and point amount to redeem and send to 0613845000 (3 Baht/time), or by registering at www.ktc.co.th. In this regard, the cardmembers must receive KTC’s reply message confirming the registration in order to eligible participate in this promotion.
4. If Cardmembers have cancelled any registered card for whatever reason, it shall be deemed a waiver of their right for participating in this Promotion.
5. Cardmembers who spend on card at the minimum of 3,000 Baht per sales slip, will be eligible to redeem 3,000 KTC Points for cash back as specified in the terms and conditions.
6. KTC will cashback to Cardmember’s card account within 60 days after  the end of each calendar month. In this regard, KTC will calculate the spending amount starting from the day of successful registration to participate in this Promotion until the end of month/Promotion (as the case maybe).

General Terms and Conditions

1. Privileges under this promotion cannot be exchanged, changed to cash, or transferred to any other party.
2. Privileges under this promotion are exclusive for cardmembers with normal account status and have no record of default or overdue payment throughout the promotion period until the day on which such privileges are granted to cardmembers, based on KTC’s existing record.
3. KTC reserves the right to offer, cancel, revoke or recall any privilege under this promotion, wholly or partially, including the claim of compensation for damages (if any) if fraudulent activities are committed in order to receive the privileges under this promotion, or if the card is used for any commercial purpose, in breaching of the specified terms and conditions, or for any non-consumption purpose, or when the transaction is cancelled after KTC has granted the privileges under this promotion to cardmembers.
4. KTC reserves the right to exclude interest, fee, fine, any other fees and charges, cancellation of goods/services purchased or any other refund, from the calculation of privileges offering to cardmembers under this promotion.
5. Other terms and conditions which are not specified herein shall be provided by any relevant store/seller/service provider. Please inquire for details of conditions before purchasing goods/services.
6. KTC is not a manufacturer, distributor or service provider and has no involvement regarding any goods/services under this promotion. Should there be any inquiries or claims in respect of goods/services, or sales slip/tax invoice requirement, please contact the manufacturer, distributor and/or the owner of product or service directly.
7. For more information, please call KTC PHONE 02 123 5000